Union Bank of India Timings: Working Hours, Lunch Timings
Union Bank of India (UBI) is one of the leading public sector banks in India, offering a wide range of banking services. Whether you’re visiting for account-related queries, loan services, or other financial transactions, knowing the correct bank timings can save you from unnecessary delays or repeat visits. Here is a detailed guide on Union Bank of India timings, including its working hours, lunch hours, weekend schedules, and electronic fund transfer timings. We’ve also added essential tips to help you plan your bank visit more effectively.
Union Bank of India Timings: Regular Weekday Timings
Union Bank operates from Monday to Friday with the following regular timings:
Opening Hours: 10:00 AM
Closing Hours: 04:00 PM
These are the standard timings for most Union Bank branches, allowing a 6-hour window for customers to complete their banking activities. However, these timings may vary slightly depending on the branch location, especially in rural areas or during special circumstances like government holidays or natural calamities.
Weekend Timings
Unlike many private banks, Union Bank is open only on the 1st, 3rd, and 5th Saturdays of each month.
Opening Hours (Saturday): 10:00 AM
Closing Hours (Saturday): 04:00 PM
On the 2nd and 4th Saturdays, as well as all Sundays, the bank remains closed. It’s important to keep these weekends in mind when planning any critical transactions.
Holiday Timings
Union Bank follows the national holiday calendar, and its branches remain closed on major public holidays such as Republic Day, Independence Day, and Diwali. In addition to national holidays, banks also remain closed on local holidays, depending on the state or region.
Closed on: Sundays, 2nd and 4th Saturdays, and national holidays.
Before visiting, it’s always a good idea to check if your branch will be closed due to any upcoming holidays.
Union Bank of India NEFT and RTGS Timings
Union Bank offers two popular electronic fund transfer systems: NEFT (National Electronic Funds Transfer) and RTGS (Real-Time Gross Settlement). Both services are available online and at the branch, making it convenient for customers to send and receive funds.
NEFT Timings
Weekdays: 8:00 AM to 6:30 PM
Working Saturdays: 8:00 AM to 6:30 PM
RTGS Timings
Weekdays: 8:00 AM to 4:20 PM
Working Saturdays: 8:00 AM to 4:20 PM
Customers can make use of these services during the specified hours. NEFT and RTGS are essential for high-value transactions, so ensure you perform them within these windows to avoid delays.
Union Bank of India Lunch Timings
Unlike many banks, Union Bank does not officially close during lunch hours. The staff take their breaks in rotation, ensuring uninterrupted service. Therefore, you can visit the bank any time between 10:00 AM and 4:00 PM without worrying about the bank being closed for lunch.
Union Bank of India Locker Timings
If you have a safety locker in Union Bank, you can access it during regular banking hours:
Locker Timings: 10:00 AM to 4:00 PM (same as the bank’s working hours)
However, it’s advisable to visit your branch during the early hours of the day if you need locker services, as these services might require the availability of specific staff members.
Union Bank Timings in Major Cities
Here are the typical Union Bank operating hours in some of India’s major cities:
CityOpening TimeClosing TimeWorking HoursDelhi10:00 AM4:00 PM6 hoursMumbai10:00 AM4:00 PM6 hoursKolkata10:00 AM4:00 PM6 hoursChennai10:00 AM4:00 PM6 hoursBangalore10:00 AM4:00 PM6 hoursHyderabad10:00 AM4:00 PM6 hours
Tips for Planning Your Bank Visit
Avoid peak hours: The busiest times are typically right after the bank opens and just before it closes. Visiting during mid-morning or early afternoon can save you time.
Plan around holidays: Check for national and local holidays, and plan your transactions accordingly.
Use online services: Many banking tasks can be completed via Union Bank’s online platforms, saving you the need for branch visits.
Related: More bank timings & working hours to know:
Union Bank of India Customer Service
Union Bank of India prides itself on providing robust customer service, making banking easier and more convenient for its customers. Whether you’re facing issues with account-related services, online banking, or want to inquire about loans, Union Bank’s customer service is available through multiple channels to assist you. Here’s how you can reach them:
Toll-Free Numbers: Union Bank offers toll-free customer service numbers to handle customer queries related to personal banking, loans, cards, and digital banking services.
Toll-Free (24×7): 1800 22 22 44 / 1800 208 2244
Non-Toll-Free (for International Customers): +91-80-61817110
Email Support: You can email your inquiries or complaints to customercare@unionbankofindia.com. The customer service team typically responds within 2-3 working days.
Social Media: Union Bank is active on social media platforms like Twitter and Facebook, where customers can get updates and seek support.
Twitter: @UnionBankTweets
Facebook: Union Bank Official Page
Branch Visits: If your concern requires in-person support, visiting your local Union Bank branch during working hours is always an option. Bank employees are available to help with account-related queries, financial advice, loan services, and more.
Online Support (Net Banking/ Mobile Banking): Union Bank’s online platforms, including their mobile banking app and website, also offer easy access to customer support. Services such as balance checks, fund transfers, and transaction tracking are available 24/7 online.
Union Bank of India Holidays List 2024
Here is the list of Union Bank of India holidays for the year 2024. These dates are significant for customers planning their banking activities in advance:
DateDayHoliday13 JanuarySaturdaySecond Saturday26 JanuaryFridayRepublic Day10 FebruarySaturdaySecond Saturday24 FebruarySaturdayFourth Saturday08 MarchFridayHoli09 MarchSaturdaySecond Saturday23 MarchSaturdayFourth Saturday29 MarchFridayGood Friday06 AprilSaturdaySecond Saturday13 AprilSaturdayUgadi/ Gudi Padwa27 AprilSaturdayFourth Saturday01 MayWednesdayMaharashtra Day/ Labour Day11 MaySaturdaySecond Saturday25 MaySaturdayFourth Saturday12 JuneWednesdayBakri Eid (Eid-ul-Zuha)08 JulyMondayMuharram13 JulySaturdaySecond Saturday27 JulySaturdayFourth Saturday15 AugustThursdayIndependence Day17 AugustSaturdayParsi New Year10 SeptemberTuesdayGanesh Chaturthi28 SeptemberSaturdayFourth Saturday02 OctoberWednesdayGandhi Jayanti19 OctoberSaturdayDussehra26 OctoberSaturdayFourth Saturday09 NovemberSaturdayDiwali11 NovemberMondayDiwali – Balipratipada23 NovemberSaturdayFourth Saturday25 DecemberWednesdayChristmas
Please note that Union Bank may observe additional regional holidays based on state-specific festivals and events. It’s always advisable to check with your local branch or Union Bank’s website for regional holiday information.
Union Bank Timings FAQs
What are Union Bank’s new timings in India?
Union Bank operates from 10:00 AM to 4:00 PM on weekdays, and the same applies to the 1st, 3rd, and 5th Saturdays. The bank is closed on Sundays and the 2nd and 4th Saturdays.
Is Union Bank open on Saturdays?
Yes, Union Bank is open on the 1st, 3rd, and 5th Saturdays of every month. However, it remains closed on the 2nd and 4th Saturdays.
What time does Union Bank close?
Union Bank branches close at 4:00 PM on all working days, including the 1st, 3rd, and 5th Saturdays.
Does Union Bank close during lunch hours?
No, Union Bank does not close for lunch. Staff members take staggered breaks to ensure continuous service throughout the day.
Is Union Bank a government-owned bank?
Yes, Union Bank of India is a public sector bank, meaning it is owned by the Government of India.
What are the NEFT timings for Union Bank?
NEFT services are available from 8:00 AM to 6:30 PM on weekdays and working Saturdays.
What is the RTGS limit for Union Bank?
The minimum limit for RTGS transactions is ₹2 lakhs, and there is no upper limit.
By knowing the Union Bank timings and planning accordingly, you can ensure a hassle-free banking experience at UBI.
