5 Finest Credit score Cards (with 5% cashback) for Rookies in India With Wage 3 Lakh

I have compiled a list of the most effective credit playing cards for salaried individuals in India who want to invest among 1 lakh to 2 lakh for every 12 months on a credit score card. 

I have picked only these credit rating playing cards wherever you get a least of 5% cashback on specific transactions and a minimum of 1% cashback on all other fees.  

You can use for 2 different credit score cards to mix two distinctive special offerings to get the best price. 

For example,

You can use for an SBI cashback credit card for on-line expending and an Axis Ace credit card for utility bill payments to generate 5% cashback on each groups. 

Finest Credit Card For Rookies With a Salary of 3 lakh

#1. SBI Cashback Credit rating Card

Largest Reward
5% cashback on all on the web spends

Best Credit Card for On line Expenditures
SBI Cashback Credit Card
SBI Cashback is a single of the best credit score cards for on the internet expending. You get 5% money again on all your on the web buys without having any specific web-site restriction. 
If you have an SBI cashback credit rating card you would not need ICICI Amazon pay back, and Axis Flipkart and. 
You get 1% cashback on all offline paying out. 

#2. Axis Ace Credit history Card 

Major Advantage
5% cashback on Gpay

Best Credit Card For Utility Payment
Axis Ace Credit Card
You will get 5% cashback on all utility bills payment using Ace card on Gpay.  
You get 2% cashback on all other transactions without any limit which is the ideal between the newbie-degree credit rating playing cards. 
Keep Axis Ace credit card together with an SBI cashback credit score card to make most effective combo of 5% cashback on On the web Browsing and Utility Payments.

#3. HDFC Millennia Credit rating Card

Major Advantage
5% cashback on Amazon

For On the web searching & Airport lounge
HDFC Millennia Credit score Card
HDFC Millennia credit card delivers 5% cashback on chosen retailers like Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato. 
You get 1% cashback on all other spends equivalent to SBI cashback. 
You get 8 complimentary domestic lounge entry per calendar year which is not accessible in the SBI cashback credit card. 

#4. ICICI Amazon Pay Credit Card

Most significant Benefit
5% cashback on Amazon

Life span Cost-free
ICICI Amazon Pay Credit Card
Amazon Spend ICICI credit history card offers 5% cashback to Prime associates and 3% to non-key members on Amazon buying. 
You will get 1% on all other on the net and offline expending. 

#5. Axis Flipkart Credit history Card

Greatest Reward
5% cashback on Flipkart

Greatest For Flipkart buying
Axis Flipkart Credit Card
Axis Flipkart credit score card presents you 5% income again on all your Flipkart paying besides for lodge & flight bookings. 
You get 1.5% funds back again on all your transactions which is the second very best following the Axis Ace credit rating card from this list.

If you want to avoid the annual cost, you can study our short article most effective totally free credit cards in India.

If you have a salary of more than 6 lakh then you can verify greatest quality credit card that delivers no cost airport lounge entry.

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